Understanding Utah foreclosure law is critical if you are late making payments on your mortgage or your home is about to be foreclosed. Two foreclosure processes are recognized in the state of Utah: a judicial and a non-judicial process. How closely the foreclosure guidelines are followed is a determination made by the lender and its attorney. The Deed of Trust, more commonly referred to as a mortgage, is the primary instrument used in the non-judicial foreclosure process in Utah.

The non-judicial Utah foreclosure process consists of four steps: Read the rest of this entry